Question 1

What are the property cooling measures in Singapore?

Accepted Answer

Singapore has implemented multiple cooling measures to ensure a stable property market and prevent speculative buying. Here are the main measures in detail:

Loan-to-Value (LTV) Limits
Additional Buyer’s Stamp Duty (ABSD)
Total Debt Servicing Ratio (TDSR)
Seller’s Stamp Duty (SSD)
Mortgage Servicing Ratio (MSR)- PR/ Singaporean ony
Property Loan Tenure Limits
Foreign Ownership Restrictions