探索新加坡房产最新市场趋势、政府调控措施、ABSD 免税政策、优质楼盘推荐以及海外买家购房流程，助您做出明智投资决策，实现稳健回报。 新加坡私人公寓投资：亚洲最稳定、最具升值潜力的房地产市场之一 新加坡的私人公寓市场长期位居亚洲最具投资价值的房地产资产类别之一。凭借强劲稳定的经济表现、完善的法治体系、安全宜居的环境与高度透明的房地产政策，新加坡持续吸引来自全球（尤其是美国及其他免 ABSD 国家）的高净值买家与国际投资者。在众多新加坡房地产类型中，私人公寓（Private Condominium）最受投资者青睐。

在新加坡购买公寓，流程清晰、制度透明，并受到政府严格监管。对于外国买家而言，充分了解购房步骤、付款流程、时间线及建筑进度付款机制，有助于更好地进行资金与风险规划。 新加坡购买新盘公寓步骤指南 在新加坡购买新盘公寓允许买家直接向开发商购买物业，通常在项目开发的早期阶段进行。这种选择在追求长期资本增值的投资者中非常受欢迎，因为新盘通常提供现代化设计、更优户型布局以及较强的未来增值潜力。 购房流程遵循结构化且受政府监管的框架，付款按照建筑进度分阶段进行。虽然整体周期较长——通常需要 3 到 4 年 才能完工——但分期付款方式提供了更灵活的财务规划空间，使新盘公寓对外国投资者尤其具有吸引力。 第一步：财务规划与银行原则性批准（IPA） 凡是计划申请银行按揭贷款的买家，应在购房前先取得本地银行的原则性批准（In-Principle Approval, IPA）。 确认最高可贷款额度 清楚了解自身财务状况 判断适合购买的房产类型与预算范围 避免因贷款不足而影响交易 有效期通常为 6 个月 审批时间约 2–4 周 完全免费 第二步：选择合适的新盘项目...

Singapore’s private residential property market is divided into three main regions: Core Central Region (CCR), Rest of Central Region (RCR), and Outside Central Region (OCR). Each region offers distinct investment potential, property characteristics, and long-term prospects, making it essential for investors to understand before purchasing. For foreign investors, understanding the differences between these regions is critical in making a strategic investment decision. 1.Sento

新加坡私人住宅市场主要分为 三大区域：核心中央区（CCR）、中央区其他地区（RCR） 和 非核心区（OCR）。每个区域在投资潜力、房产特性和长期发展前景上各有不同，投资者在购房前需要充分了解。对于外国投资者而言，掌握各区域的差异，是做出战略性投资决策的关键。 1.圣淘沙湾（Sentosa Cove）——豪华滨海投资首选 圣淘沙湾（Sentosa Cove） 是 CCR 内 独家豪华滨海住宅区，提供私人游艇码头、度假式设施和全景海景。 它是新加坡 唯一拥有私人码头的住宅区，吸引全球高净值投资者。 房源稀缺，供应有限，形成强劲的投资需求。 为什么圣淘沙湾是外国投资者的首选 独特性与声望 – 地址国际认可，高端买家追捧 稀缺性 → 强劲资本增值 – 滨海豪宅长期保持升值潜力 生活与配套设施丰富 – 私人码头、度假式会所、高尔夫俱乐部及海滩 外国买家友好 – 高端买家（包括美国公民，享 FTA ABSD 豁免）可投资无额外税负 长期投资价值 – 即使市场波动，物业价值也能稳健保值 投资要点: 圣淘沙湾被视为新加坡豪华投资的顶级选择，兼具声望、稀缺性与长期

新加坡的房地产降温措施（Property Cooling Measures）是政府为维持房地产市场长期稳定、防止投机炒房、保障金融体系安全而实施的一系列政策。对于外国买家，这些政策会直接影响购房成本、贷款额度与投资回报率，在购房前必须全面了解。 什么是新加坡房地产降温措施？ 房地产降温措施是政府用于： 抑制短期投机行为 控制房价过快上涨 鼓励长期持有与自住 降低系统性金融风险 主要涉及以下方面： 额外买方印花税（ABSD） 贷款成数限制（LTV） 总债务偿还比率（TDSR） 卖方印花税（SSD） 新加坡房地产降温措施的历史背景 新加坡自 2009 年  起陆续推出房地产降温措施，应对全球金融危机后房价快速上涨的问题。 重要时间节点： 2009–2013 年 ：首次引入 ABSD 与 SSD，遏制投机 2018 年 ：外国买家 ABSD 大幅上调 2021–2023 年 ：进一步收紧贷款与税务政策 2023 年最新调整 ：外国买家 ABSD 提高至 60% 。美国与FTA国家 0% ABSD 📌 降温措施会根据市场情况定期调整，并非永久不变。 1

Singapore’s property cooling measures are government policies designed to maintain a stable and sustainable real estate market, prevent excessive speculation, and ensure affordability for long-term homeowners. For foreign buyers, understanding these measures is critical, as they directly affect taxes, financing, and investment strategy. What Are Singapore Property Cooling Measures? Cooling measures are regulations introduced by the Singapore government to: Curb speculative pr

新加坡拥有全球最透明、最成熟的房地产税务制度之一。对于外国买家（尤其是美国公民）而言，在购房前全面了解相关税务，有助于准确计算投资成本并避免误判。 本指南将详细讲解以下税务项目： 买方印花税（BSD） 额外买方印花税（ABSD） 年度房产税（Property Tax） 资本利得税（Capital Gains Tax） 卖方印花税（SSD） 1.买方印花税（Buyer’s Stamp Duty，BSD） 买方印花税是所有购房者在购买新加坡房产时必须缴纳的税项，按成交价或市场估值（取较高者) 计算。 住宅房产 BSD 税率: 房产价格（新币） 税率 首 180,000 1% 接下来 180,000（180,001–360,000） 2% 接下来 640,000（360,001–1,000,000） 3% 超过 1,000,000 部分 4% 计算示例 : 购买价格：1,500,000 新币 BSD 计算方式： 180,000 × 1% = 1,800 180,000 × 2% = 3,600 640,000 × 3% = 19,200 500,000

Singapore has one of the most transparent property tax systems in the world. However, foreign buyers, including US citizens, must understand several types of taxes before purchasing a residential property. These taxes significantly impact total acquisition cost and cash flow. This guide covers : Buyer’s Stamp Duty (BSD) Additional Buyer’s Stamp Duty (ABSD) Sellers Stamp Duty ( SSD ) Annual Property Tax Capital Gains Tax (or lack thereof) Other costs 1. Buyer’s Stamp Duty (BSD

Leasehold vs Freehold Food Factories in Singapore: Which Should You Buy?

Singapore’s iconic shophouses are not just architectural gems — they’re prized investment assets. But before diving into a purchase, understanding the zoning of a shophouse is crucial.

In Singapore’s unique real estate landscape, shophouses hold a special place—not only for their architectural charm but also for their investment potential. However, not all shophouses are created equal. Broadly, they fall into two categories: conservation shophouses  and non-conservation shophouses . If you're considering investing in one, understanding the key differences between them is crucial. Let’s break down the distinctions, along with the pros and cons of each. Conse

The history of Singapore’s shophouses is intertwined with the development of the country over the past two centuries. Singapore’s shophouses are a unique architectural marvel that blends historical elegance with modern living. ​Colonial Era (1819–1965): Singapore was established as a British trading post in 1819. During this period, shophouses became a popular architectural style. These shophouses were built to meet the residential and commercial needs of the growing city. Th

Singapore's conservation shophouses are architectural gems that blend heritage with modern-day investment appeal. For many high-net-worth individuals, investors, and business owners, owning a shophouse is both a strategic asset play and a lifestyle statement. But a key decision point when buying a shophouse is the tenure: freehold or leasehold. 🏛️ Types of Shophouse Tenure in Singapore There are three main types of tenure for conservation shophouses in Singapore: Freehold  –

Conservation shophouses are among the most sought-after real estate assets in Singapore, blending heritage charm with strong investment potential. But before diving into this niche market, it’s essential to understand what makes a conservation shophouse a worthy (or risky) investment. Below are five key factors every buyer should consider before making a move.

With the increase in Additional Buyer’s Stamp Duty (ABSD) in Singapore, many investors are finding themselves priced out of the traditional residential market. For those seeking to preserve and grow their wealth, the question now is: Where can I still invest without incurring ABSD, while maintaining strong returns and low risk? Hong Kong Street Why Shophouses Stand Out as Investor First Choice Unlike private residential properties, conservation shophouses fall under commercia

Why Foreign Funds Like to Invest in Singapore Conservation Shophouses?

Are you seeking a secure and lucrative investment opportunity? Singapore's conservation shophouses investment over the past decade performance has consistently delivered double-digit growth. Discover why these properties boast limited supply and continually increasing demand.